How to Pick a Family Deductible That Fits
A $10,000 family deductible may look like an easy way to lower your monthly premium. But if one child needs an unexpected surgery or a parent manages an ongoing condition, that lower premium can quickly become a larger financial burden. Learning how to pick family deductible amounts starts with looking beyond the premium and considering what your household could realistically pay when care is...
Read MoreHow to Choose BCBS Georgia Plans Wisely
A health plan can look affordable on the first page and become expensive after the first specialist visit or prescription refill. That is why comparing BCBS Georgia plans should start with how you actually use care, not just the monthly premium. For Georgia individuals, families, and Medicare beneficiaries, the right choice depends on doctors, medications, expected care, household income, and...
Read MoreACA Plan Versus COBRA Coverage Compared
Losing job-based health insurance creates a time-sensitive decision. When comparing ACA plan versus COBRA coverage, the right answer is not always the lowest monthly premium. Your doctors, prescriptions, deductible already paid, household income, and the length of time you need coverage can all change the value of each option. For many Georgia households, an ACA Marketplace plan can provide more...
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