Mutual of Omaha Dental

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Mutual of Omaha – Brochure

Dental Insurance – What You Pay

Like your health insurance policy, dental insurance comes with an annual deductible. This is the amount you pay before your policy benefits begin.

Mutual Dental Preferred℠ Insurance Policy Mutual Dental Protection℠ Insurance Policy

Calendar Year Deductible

 $0 per year

for preventive services

$50 per year

for basic and major services

 $100 per year

for all services combined

What Your Dental Insurance Pays

You want to know exactly how your dental policy works. So here’s what your policy pays after your annual deductible is met.

Mutual Dental Preferred℠ Insurance Policy Mutual Dental Protection℠ Insurance Policy

Preventive Services

This is the percentage the plan pays for:

  • Two cleanings per year
  • X-rays
 100%

You pay nothing

 100%

You pay nothing

Basic Services

This is the percentage the plan pays for:

  • Fillings
  • Extractions
  • Emergency treatment
 80%

You pay the remaining 20%

 50%

You pay the remaining 50%

Major Services

After a 12-month waiting period, this is the percentage the plan pays for:

  • Crowns
  • Dentures
  • Bridges
  • Root canals
  • Periodontics
 50%

You pay the remaining 50%

 50%

You pay the remaining 50%

Calendar Year Benefit

This is the maximum amount the policy pays each calendar year for all covered services.

 $1,500 $1,000

Lifetime Maximum Benefit for Implants

This is the maximum amount the policy pays for dental implants.

 $3,000 $2,000

VISION

Mutual Dental Preferred℠ Mutual Dental Protection℠
Your cost is $49.06 a month!
Your cost is $28.05 a month!
Your eyesight is important, too.

Add a Vision Care Benefit to your dental insurance policy for 8.28 per month

Optional Vision Care Benefit

Adding our optional vision care benefit to your dental insurance policy can keep you seeing clearly.

For 8.28 per month, you have a vision benefit that helps reimburse you for your vision care expenses. And you can use your vision benefit in conjunction with any other vision care benefits you may have.

Eye Exams

Up to $50 for one eye exam every calendar year (no waiting period)

Eyeglasses or Contact Lenses

Up to $150 for eyeglasses or contact lenses every two calendar years (after a six-month waiting period)